Is our natural brain response to risks still effective?

The human brain is exquisitely adapted to respond to risk. Our biases reflect the choices that kept our ancestors alive, but we don't have cognitive shortcuts to deal with novel uncertainties.
Psychology Today: Here To Help

Our brains are terrible at assessing modern risks. Here's how to think straight about dangers in your midst.
I. We Fear Snakes, Not Cars
Risk and emotion are inseparable.
II. We Fear Spectacular, Unlikely Events
Fear skews risk analysis in predictable ways.
III. We Fear Cancer But Not Heart Disease
We underestimate threats that creep up on us.
IV. No Pesticide in My Backyard—Unless I Put it There
We prefer that which (we think) we can control.
V. We Speed Up When We Put Our Seat belts On
We substitute one risk for another.
VI. Teens May Think Too Much About Risk—And Not Feel Enough
Why using your cortex isn't always smart.
VII. Why Young Men Will Never Get Good Rates on Car Insurance
The "risk thermostat" varies widely.
VIII. We Worry About Teen Marijuana Use, But Not About Teen Sports

Risk arguments cannot be divorced from values.

IX. We Love Sunlight But Fear Nuclear Power
Why "natural" risks are easier to accept.
X. We Should Fear Fear Itself
Why worrying about risk is itself risky.

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